Who We Are

Founded on October 16, 2020, at Pristine Plaza, Kingston 10, Payday Express originated from Abdul Kareem Foster’s visionary pursuit to address financial challenges during challenging times. Quickly expanding its reach beyond Kingston, the company extended its operations to parishes like St. Ann, Montego Bay, St. Catherine, Mandeville, and more. From its inception, Payday Express has embraced a role beyond traditional lending, positioning itself as dedicated partners committed to fostering financial stability for its clients. This ethos remains at the heart of our operations as we continue to grow and adapt, providing essential financial solutions to diverse communities across Jamaica.

How we do it?

Payday Express Ja Finance Limited provides loan like no other in our industry. We are competitive not only due to attractive interest rates, but because of our culture. 

Fast Approval

Once we have captured all the required documents, your loan can be approved within 15 minutes.

Same Day Disbursement

Yes! Once your loan is approved, you will receive disbursements on the same day. 

No Upfront Fees

We are interested in  helping you, not charging excessively. Therefore only if you are approved for a loan will we deduct any fees. 

No Guarantor

That is right! You do  not need a guarantor to apply for a loan at Payday Express.

No Collateral

You do not need your personal assets to apply for a loan, irrespective of the loan amount.

Excellent Customer Service

We are here for you always and forever! You mean the most to us and we will maintain our relationship through quality and efficient services whenever we serve you our clients.